11/16/14 Grubercare/Grubergate

Jonathan Gruber. “I don’t know who he is,” said Nancy Pelosi, recently. “You meant to say Hans Gruber,” someone said. “No. Jonathan Gruber, not Hans Gruber. Hans Gruber is the bad guy, John McClain’s nemesis, in the movie Diehard,” someone offered. “Well, they seem a lot alike to me,” was the reply, “Only Hans knew…

9/16/14 My Anniversary

This month is the 6th anniversary of the unknown infection that put me in the hospital for a week. Mainmost (one of my long-time physicians) failed to find any specific thing wrong, but after a week of non-stop testing and IV antibiotics, I improved enough for them to let me go home, having had, they…

Checked Your Formulary?

“Formulary? I didn’t even know I had one,” you might say. “What is a formulary?” Your formulary is the list of approved medications for which your health insurance will pay full policy benefits. The amount of benefits varies under all policies, based on whether the drugs are generic or single-sourced under patent protection. Naturally, the…

12/23/13 The 2013 Sales Award Goes To . . .

The President has worked hard to sell the ACA to folks that don’t want it, particularly those who aren’t really interested in paying higher than actuarial prices for insurance they don’t particularly need to underwrite those who do. This wealth transfer system is not very attractive. But the President has worked so hard to sell…